Cooperative Banking Analytics (AaaS) & MMIR Board Intelligence
Transform your transactional CBS data into actionable boardroom intelligence. Eliminate blind spots with automated Monthly Management Information Reports (MMIR), a 3-month NPA early warning radar, and deposit flight detection.
The Four Pillars of Bank Intelligence
Engineered specifically for the operational reality of Urban Co-operative Banks and DCCBs.
3-Month Early Slippage Radar
Don't wait until an account crosses 90 days DPD to discover non-performing assets. Our predictive heuristics track SMA-0, SMA-1, and SMA-2 migration trends, flagging borrower balance erosion before formal NPA classification.
Deposit Flight & Run-Off Monitor
Monitor CASA retention, large bulk deposit maturities, and concentration risks. Automated alerts trigger when institutional or high-net-worth accounts initiate silent balance drawdowns.
Branch Performance Matrix
Objective comparative benchmarking across all branches: cost-to-income ratio, recovery efficiency, target achievement percentage, and per-employee business output.
Automated MMIR Board Pack
A comprehensive, professionally compiled Monthly Management Information Report generated in minutes. Designed specifically for Board of Directors meetings and regulatory audit readiness.
Experience TechAstra Banking Intelligence
We conduct a complimentary data assessment on sample branch exports. See your bank's slippage radar and branch matrix in action without committing to capital costs.
Request Bank Pilot Assessment